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down-and-out

 
pronunciation:
daUn n aUt
features:
Word Combinations (adjective)
part of speech: adjective
definition: without money, friends, or hope.
He's a rich man now, but where were all his friends when he was down-and-out?
synonyms:
destitute, penniless
similar words:
bankrupt, down, homeless, impoverished, indigent, insolvent, needy, wretched
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